35 ESL Conversation Questions about Money

  1. What do you do for a living? How much do you earn?
  2. Do you think you earn enough?
  3. How can you earn more money?
  4. If you earned more money, what would you buy?
  5. Did you use to get pocket money from your parents when you were a kid? How much did you get? What did you buy with that money?
  6. Do you like spending money?
  7. What do you spend most of your money on?
  8. Do you think you spend a lot of money, or are you an economizer?
  9. Have you ever stolen any money? (From your parents or siblings maybe?)
  10. Have you ever had your money stolen? How much was it? How did you feel?
  11. Have you ever lost any money? How much did you lose? Were you upset?
  12. Have you ever found any money or wallet on the street? What did you do with it?
  13. If you inherited one million dollars, what would you do with the money?
  14. What is the difference between hard-earned money and easy money? Which one do you prefer? Why?
  15. Has anybody given you counterfeit (fake) money? How did you understand it was fake? How did you feel? What did you do? Did it cause you any problems?
  16. What are some ways of making quick money? Have you ever tried any of those ways?
  17. When you need money, who do you borrow from?
  18. Have you ever borrowed money from someone and then did not give it back? How much was it? Why did not you pay it back?
  19. Do you sometimes lend money to your family or friends?
  20. Have you ever lent money to someone but they did not pay it back to you? Did you ask for the money? What did you say?
  21. Do you save money for anything nowadays? What is it? How much do you have to save? What percentage of it have you saved so far?
  22. How often do you deposit money into your bank account?
  23. Do you donate money to charities? When was the last time you donated and what was it for?
  24. Do you invest money in anything? If yes, what?
  25. Do you sometimes waste money? When was the last time you wasted money? What did you spend it on?
  26. Do you use cash or credit cards when you need to buy something? Why?
  27. What are the advantages and disadvantages of using credit cards?
  28. Have you ever bought something with a credit card, but failed to pay it afterward?
  29. When you need to buy something, do you search for discounts?
  30. Who pays the bills at home?
  31. Do you invest in gold or silver? Why/why not?
  32. Do you have any crypto money or coins? Do you think they are safe to invest in?
  33. What do you know about famous coins such as Bitcoin, Ethereum, and others? Do you own any, or have you ever traded them?
  34. Do you invest in the stock market? If yes, which stocks do you invest in? Why?
  35. Have you ever won any money? How much? What did you do with the money?